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Swirled Pumpkin Cream Cheese Bread

A moist and tender pumpkin loaf, spiced with cinnamon and nutmeg, and marbled with a sweet cream cheese layer, perfect for fall gatherings or cozy mornings.
Prep Time 15 minutes
Cook Time 50 minutes
Total Time 1 hour 5 minutes
Course Breakfast, Dessert
Cuisine American
Servings 10 slices
Calories 260 kcal

Ingredients
  

Pumpkin Bread Batter

  • 1 ¾ cups all-purpose flour
  • 1 teaspoon baking soda
  • ½ teaspoon baking powder
  • ½ teaspoon salt
  • 1 teaspoon ground cinnamon
  • ½ teaspoon ground nutmeg
  • ¼ teaspoon ground cloves
  • 1 cup pumpkin puree
  • 2 large eggs
  • ½ cup vegetable oil (or melted butter)
  • ¾ cup brown sugar, packed
  • 1 teaspoon vanilla extract

Cream Cheese Swirl

  • 8 oz cream cheese, softened
  • ¼ cup granulated sugar
  • 1 large egg yolk
  • ½ teaspoon vanilla extract

Instructions
 

Preparation

  • Preheat oven to 350°F (175°C). Grease a 9×5-inch loaf pan or line with parchment paper.
  • In a large bowl, whisk together flour, baking soda, baking powder, salt, cinnamon, nutmeg, and cloves.
  • In another bowl, whisk pumpkin puree, eggs, oil, brown sugar, and vanilla until smooth.
  • Fold the wet ingredients into the dry mixture until just combined (do not overmix 🙂).
  • In a medium bowl, beat cream cheese, sugar, egg yolk, and vanilla until smooth and creamy.

Baking

  • Pour half of the pumpkin batter into the loaf pan. Spread cream cheese mixture over the top, then add remaining pumpkin batter. Use a knife to gently swirl 🌀.
  • Bake for 50–55 minutes, or until a toothpick inserted comes out mostly clean (a little cream cheese may stick, that’s okay).
  • Cool in pan for 15 minutes before transferring to a cooling rack. Slice and enjoy with a hot drink ☕.

Notes

Storage: Keep in the fridge in an airtight container for up to 5 days. Bring to room temp before serving.
Freezer-Friendly: Wrap slices individually in plastic wrap and freeze for up to 2 months.
Substitutions: Use coconut sugar instead of brown sugar, or swap half the flour for whole wheat.
Serving Ideas: Top with a drizzle of maple glaze, a dusting of powdered sugar, or enjoy plain—it’s delicious either way!
Keyword cream cheese swirl, Fall Recipe, moist loaf, pumpkin bread, spiced bread